Chapter 13 bankruptcy is also known as "wage earner" bankruptcy because, in order to file for Chapter 13, you must have a reliable source of income ...
The three credit bureaus are: Equifax, Experian, and TransUnion. The websites are www.equifax.com, www.experian.com, and www.transunion.com, ...
As Armor Credit is engaged in the dispute process with the credit bureaus, your score may change periodically. When disputing 'negative' ...
When reviewing your credit to decide if you should keep an account open or closed you need to consider its affect on your credit score. It is good to ...
A charge off is a credit account that you did not pay and then the creditor wrote the account off as a loss. A settlement is an account that went past...
Part of your credit score considers the number of inquiries made for your credit report. Credit inquiries are placed on your credit report each ...
Based on the laws that the Fair Credit Reporting Act has set, it is legal for credit bureaus to send out letters to notify consumers of a response to ...
Our experience (and dedication to our clients) in working with the credit bureaus facilitates the credit repair process because we are more likely to ...
Yes. Depending on your time, patience, perseverance, and complexity of your dispute, you can successfully dispute inaccurate credit report items on ...
The Fair Credit Billing Act applies if you are a creditor billing customers for goods or services. The Act requires creditors to acknowledge consumer ...
Absolutely! It is your legal right to dispute items on your credit report. Armor Credit Solutions exercises your legal rights pursuant to the ...
A garnishment is a legal proceeding where a creditor can obtain a judgment on a debt to collect the payment in installments or in full by seizing the ...
A lien is a "claim" or hold on a property to secure repayment of a debt or satisfaction of a debt. Liens can be consensual or not. Some liens are ...
The Fair Credit Reporting Act is the law put in place to protect consumers and regulate the consumer reporting agencies (CRAs). Commonly known as the ...
The federal Fair Debt Collection Practices Act or FDCPA prohibits certain debt collectors from engaging in abusive behavior. It covers debt collectors...
Bankruptcy is a federal court process designed to help consumers and businesses eliminate their debts or repay them under the protection of the ...
Liquidation bankruptcy is called Chapter 7, and it can be filed by individuals (a "consumer" Chapter 7 bankruptcy) or businesses (a "business" Chapter...
The Truth in Lending Act is federal law which sets minimum standards for the information which a creditor must provide in an installment credit ...