What is the Fair Debt Collections Practices Act?
The federal Fair Debt Collection Practices Act or FDCPA prohibits certain debt collectors from engaging in abusive behavior. It covers debt collectors who work for collection agencies. It does not cover debt collectors that are employed by the original creditor (the business or person who first extended you credit or loaned you money). If a debt collector that works for a collection agency breaks the law, you can take steps to make sure it doesn't happen again.
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About Us
My name is Chad McCullough, owner of Armor Credit Solutions. I’ve been restoring consumer credit since 2005. We specialize in restoring damaged credit and helping people purchase the home of their dreams. I really enjoy helping people with their credit; it takes vast knowledge and experience to figure out how to raise one’s credit scores.
How it Works
Armor Credit Solutions will remove/correct many derogatory items off the credit report by working through a variety of Federal Consumer Protection Laws, help in reestablishment of credit/implement strategies for current accounts and provide valuable education to help grow and protect scores.